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John Kirwan

Wealth Advisor, CUSO Financial Services, L.P.

jkirwan@empowerfcu.com

315.728.3437

800.462.5000 ext. 3437

Securities licensed in the following states:
FL, MD, NC, NJ, NY, PA, VA, MA
FINRA 7/66 Registrations
New York State Life, Accident & Health Insurance License

Branch Locations: Auburn, Chittenango, Erie Blvd., Erie Blvd. West, Fairmount , Fayetteville, Green Hills, Palatine Bridge West, Utica, Western Lights

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*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional. Information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.

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